Ken was able to give me very sound advice on company pension transfer following end of a long employment, his work was very thorough and I felt fully confident that all his advice was both independent and well researched. I wouldn't hesitate to recommend Ken, not always easy to find excellent independent advice along with an easy to get along with personality. Top marks all round.

Ian, Marketing Director

We felt that the expertise of an Independent Financial Adviser could bring some financial sophistication to our rather basic plan and so I found Kevin Cull. Kevin is professional, friendly and patient. He has taken time to understand our current situation, our financial aspirations, and our attitude to risk. He has provided recommendations for both our pensions and other investments, making the most of tax-efficient vehicles, and produced detailed reports explaining his recommendations. We have found his service to date to be so responsive and supportive that we have the confidence to sign up with him to an ongoing review of our finances on an, at least, annual basis. Based on our experience to date, we would whole-heartedly recommend Kevin's services and Active Wealth Independent Financial Advisers Ltd.

Kay, Retired

Ken has advised on our investments now for many years. We receive regular updates to the latest investments and pensions and we are happy with their performance. Ken now handles our wills and lasting power of attorney and we have every confidence in him and the excellent job he does with precise attention to detail. He is an extremely trustworthy advisor.

John, Retired Engineer and Vicky, Local Authority Manager

If you want a frank and honest advisor then Ken is exactly that. After my Father passed away and my Mother did not know what to do with their existing savings etc. Ken was invaluable in assisting us in advising my Mother to do what was best. She felt relaxed and completely unpressurised with Ken and completely trusts his judgements and advice as I do myself. You won't get much better!

Nick, Company Director (ex Royal Navy)

Kevin's knowledge far exceeded my expectations! I would highly recommend him to anyone.


Ken has advised my husband & I for many years now. He always explains things very well, we have always trusted him with our finances and during the recession has still managed to make our investments grow. Ken has a very friendly approach, understands our goals & attitude to risks. We would have no hesitation in recommending his services.

Janet, Enjoying Retirement!

As a now retired Solicitor with over 40 years experience, I have known Ken for approx 9 years as both friend and professional advisor. In the latter capacity he has assisted me and clients and I was most impressed with the detail and clarity of his reports and his easy to understand laymans explanation of difficult concepts. He also gets good results and consistent returns. I would have no hesitation in recommending him.

Roger, Retired Solicitor

Kevin drew up a number of options for me that allowed me to consolidate pensions to achieve my expectations. I now have a clear view of my current situation and good idea of how I can achieve what I want and when from retirement within the current somewhat wobbly financial climate. I am relieved and pleasantly surprised how things turned out and feel I was kept informed and treated like a client and not made to feel like I was an idiot because I didn’t understand some of the more labyrinthine jargon around pensions.

Ms C, IT Professional

For our family, Ken has accessed up to date market knowledge, policies, benefits and legalities and has set us up with wills, trusts, life policies, investment funds and ISAs in the most tax effect way ensuring Inheritance Tax is kept to a minimum. The children will be provided for, and our money is working as possible. I now have peace of mind that if anything happens, our affairs are in order.

Henrietta, Housewife

Ken offers an excellent first class professional service in all areas of his business, from his knowledge and understanding of the investment market right through to Wills and Trusts, and I have no hesitation in recommending his services.

Richard, Company Director

I needed to combine my pension funds to one provider and seek expertise on which provider to choose. I wanted to save on charges I was paying and know that my new provider had a very good performance record. Kevin provided all the advice and recommendations I needed, the transfer process was smooth and I was well informed throughout.

Mr W, Sports Marketing Director

Ken has overseen our general investments now for many years and over this time we have got to know what an excellent job he does. We are kept fully informed as to what is happening regarding our investment and are happy with the results achieved. Any communication is dealt with swiftly and all members of his company are most pleasant.

Gary & Val, Property Developers now Enjoying Retirement!

My wife and I ran our own business for twenty five years, we have dealt with Ken for about fifteen years his advice and expertise have been indispensable in planning for our retirement. I have always found Ken to give good, clear advice presented in a straightforward manner. He takes the time to explain what he is doing. I am very satisfied with the return on our investments and the level of advice and communication.

Robert, Retired Printing Company Director

Kevin was helpful and efficient and achieved very quickly what would have taken me months to do.

Mrs P, IT Network Consultant

The first thing Ken did was have us fill out a "profile form" to ascertain what kind of investors we might be: high-risk, low-risk, conservative, etc. My husband and I both found that Ken listened well to our circumstances and what we wanted and needed, in particular our concerns about the need for ethical investment. He has been very un-pushy right from the beginning always giving us plenty of time to think about things and patiently going through what we didn't understand. He has done an excellent job of getting good returns for our ethically invested portfolio and keeping us informed with updates and reports as well as looking out for the most cost-effective way of managing it. Though always professional, he has the personal touch.

Wendy and Steve

Active Wealth IFAs are a team I trust for long term financial advice. Many people of my age do not consider their long term financial goals and don't have the expertise to do so. I trust Ken and his team to give me the advice I need to make informed decisions on my financial future.

Paul, Senior Manager Sales Engineering

Ken shows a relaxing confidence in his approach to advising on what is best for me and my family. I have been guided by him for a number of years and will continue to do so.

Peter, Director of Retail and Logistics

Ken has looked after us well for many years. We have seen our investments grow and realised the flexibility of our asset through key mortgage and investment advice. Ken also helped us prepare for the future to ensure inheritance tax efficiencies. He is always very flexible to meet with when and where convenient. Always a pleasure to deal with.

Karen, Enjoying Retirement!

Ken has proved himself to be routinely prompt, polite, focused and knowledgeable and we have come to trust him as our Advisor.

Robert, Change Management Consultant


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