Service Proposition
T: 01329 833152 E: enquiries@activewealth.co.uk
Our private client service provides individuals who need independent financial advice with a totally bespoke service offering a mixture of hourly fees and retainers or set discounted fees and commissions. The service offers a choice from full holistic planning covering every aspect of your finances and lifestyle to a discounted advice service for people who only want advice on a certain aspect of their finances.
Commission Only
This is utilised by clients who wish for us to be paid by the provider for arranging a product. Most clients prefer to pay fees for advice which ensure that no product needs to be sold however, in some circumstances the commission only method is appropriate where a product is required to meet a specific need and ongoing advice is not required.
Fee only service
Our holistic financial planning service is a totally fee based service designed for anybody who wants to establish a lifetime financial plan. It includes financial advice, lifestyle planning and, where appropriate, product recommendations. Products are arranged on a nil commission basis.
Fixed fee discount service
This service was introduced to meet demand from clients who required ad hock independent advice, normally on a limited aspect of their finances, with no requirement for ongoing service.
Fixed fees & commission discount service
This is now our most popular choice with clients and is our recommended option for most financial planning situations. When you use our fixed fee service we will use our knowledge as whole of market independent financial advisers to provide you with advice, or comment, on the suitability of the product or area of your finances and make a formal recommendation to you.
A fee is usually charged for the advice together with a suitable level of commission to provide an ongoing service. A retainer may be payable depending on the regularity of reviews. This option is ideal for income drawdown, self invested pensions and larger investment portfolios using our investment review service.
Your choice
It is always your choice of how we get paid for the work we do rather than a decision based upon the level or regularity of business.
You should always be aware that if we are paid by commission the deductions are made from the investment or product which is being arranged for you.
We do not charge for your first no obligation meeting.
Fees and Commissions
Please contact Active Wealth Ltd directly for a specific fee quotation.
Please also refer to our Terms of Business for general advice, costs, fees and commissions.
Business Clients
We also offer a financial planning service for business clients. To see a list of these services, please refer to the services we provide.